Life and Disability Protection

Protection is of paramount importance to Summit Wealth Management and it is a crucial part of any serious financial plan which should not be neglected. Your biggest asset is yourself, so why would you not protect that asset? Unexpected life events can cause catastrophic economic impact on families. Being adequately protected will financially help you and your family cope with these life events.

Life Insurance delivers a lump sum to your named dependants upon your death. Cover can be for an unlimited amount provided the premiums are affordable. For a family, cover of up to ten times your annual remuneration, not including liabilities such as a mortgage, is a sound reference point.

Income protection insurance is a long-term insurance policy to help you. It replaces part of your income if you're unable to work due to illness or injury.

Our consultants will help you determine the level of cover needed for you and your family.

Case Study- Planning for the Future